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Blog post
How to get out of debt – by someone who’s done it
There’s no denying money can be a slippery and emotive subject and debt is one of the topics that’s most difficult to speak up about. But there is an answer.
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Article
Joint Universal Credit claims for couples
If you live with your partner, you must apply for Universal Credit together, even if only one of you qualifies. The payment is based on your household income...
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Article
What are shared equity and Partnership Mortgages?
With a shared equity mortgage or Partnership Mortgage a lender will agree to give you a loan alongside your main mortgage in return for a share of any profits...
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Article
Help if you’re struggling with payments to DWP or HMRC
If you can’t afford your benefit repayments, perhaps because your circumstances have changed, it’s important to act. Find out what to do if you’re finding it...
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Article
Help to Save explained
Help to Save is a savings scheme for people with low incomes who receive certain benefits. The government adds a bonus of up to 50% on what you save. This guide...
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Article
Options for clearing your debts in Northern Ireland
If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to...
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Article
Where can I get emergency help with money and food?
Find out where to get urgent free help and support if you’ve run out of money, are struggling, or need to pay an unexpected cost.
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Article
How to pay legal fees when you separate if you were living together
If you separate and you’re not married or in a civil partnership, you don’t have to go through a formal legal process. But if you decide to take your partner...
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Article
Managing your money
Taking the time to manage your money better can really pay off. Understanding what to focus on now and then putting a long-term plan in place will help you cope...
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Blog post
How to split rent and bills fairly
When you’re living with other people, working out who should pay which bills (and how much) is something you need to consider.