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Pensions & retirement

Whether you’re just starting to think about your retirement, are about to retire, or have been retired for some time, we’ve got guides for you.
Article

Pension scheme fees and charges explained

Most defined contribution pension schemes charge fees to invest and manage your money. You usually won’t pay any charges if you have a defined benefit pension....
Topic

Pension transfers and consolidation

Our guides can help you decide if transferring or consolidating your pensions is right for you, including how to find pension advice. We explain:
- how...
Article

Take your pension as a guaranteed income: annuities explained

If you have a defined contribution pension, you can usually choose how and when to take your money. One option is to convert some or all of your pension into...
Article

Take your pension as multiple lump sums

If you have a defined contribution pension, you can usually choose how and when to take your money. One option is to leave the money invested and take cash lump...
Article

How to combine your defined benefit pensions

If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
Article

Defined contribution pension schemes explained

With a defined contribution pension, you build up a pot of money you can use to give you an income in retirement. Here’s what you need to know.
Article

Take money from your pension when you need it: pension drawdown explained

If you have a defined contribution pension, one way to take your money is to use flexi-access drawdown. This lets you withdraw some tax-free cash and leave the...
Topic

Pension problems and changes

If you have a problem with your pension, like provider mistakes or bad pension advice, use our guides to learn what to do. This includes:
- how ...
Article

ISAs and other tax-efficient ways to save or invest

Make the most of tax-free savings and investments for you and your children or grandchildren.

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Pensions & retirement

Article

Pension scheme fees and charges explained

Topic

Pension transfers and consolidation

Article

Take your pension as a guaranteed income: annuities explained

Article

Take your pension as multiple lump sums

Article

How to combine your defined benefit pensions

Article

Defined contribution pension schemes explained

Article

Take money from your pension when you need it: pension drawdown explained

Topic

Pension problems and changes

Article

ISAs and other tax-efficient ways to save or invest

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Free money and pensions guidance

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