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Article

Take your whole pension in one payment

From age 55 (57 from April 2028), you can often choose to withdraw all your pension money in one go. But, depending on the value of your pension, this means ...
Article

Mortgage fees and costs when buying or selling a home

Whether you’re buying a home, selling, or doing both at the same time, the process isn’t cheap. From a mortgage deposit through to running costs, we’ll explain...
Article

A beginner’s guide to investing

If your savings goal is more than five years away, putting some of your cash into investments might make your money go further and help you keep up with rising...
Article

Dealing with the debts of someone who has died

When someone dies and leaves debts, what happens to these debts depends on a number of things. This guide will help you find out which debts need to be repaid...
Article

How a retirement annuity contract works

Retirement annuity contracts are an old type of pension scheme you might have if you were self-employed (or your employer did not offer a workplace pension) ...
Article

How to take your pension: a step-by-step guide

It’s a good idea to plan how you’ll take your pension many years before you retire. This gives you time to understand your options, decide when you might be ...
Check for special features before taking or transferring your pension

Some pensions include valuable special features that might be lost if you take money too early or transfer to another provider. This can affect how much you ...
Article

How to transfer or combine defined contribution pensions

A pension transfer can let you get a better deal, including cheaper fees and more options to invest or take your money. You can also choose to bring multiple...
Article

Land and Buildings Transaction Tax – Scotland’s Stamp Duty explained

If you’re buying a home in Scotland that costs more than £145,000, or £40,000 if it’s a second home, you’ll pay Land and Buildings Transaction Tax (LBTT).
Blog post

Is the 25% tax-free pension lump sum ending or changing?

No changes to the 25% tax-free pension lump sum were announced in the 2025 Autumn Budget. Here’s what you need to know.

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Article

Take your whole pension in one payment

Article

Mortgage fees and costs when buying or selling a home

Article

A beginner’s guide to investing

Article

Dealing with the debts of someone who has died

Article

How a retirement annuity contract works

Article

How to take your pension: a step-by-step guide

Check for special features before taking or transferring your pension

Article

How to transfer or combine defined contribution pensions

Article

Land and Buildings Transaction Tax – Scotland’s Stamp Duty explained

Blog post

Is the 25% tax-free pension lump sum ending or changing?

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Free money and pensions guidance

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