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Can I use my pension to pay off debt?

If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
Article

Increase your State Pension with voluntary National Insurance contributions

You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
Article

Cars, insurance and other employee benefits

As well as paying your salary, some employers give you benefits such as a company car, health insurance or a dental plan, while you’re working for them. Some...
Article

How to move your UK pension overseas

If you move abroad, you can either leave your pension in the UK or transfer it to an overseas scheme. Here’s what you need to know.
Article

Scottish Income Tax and National Insurance

If you live in Scotland, you’ll pay a different rate of tax – called the ‘Scottish rate of Income Tax’. Scottish Income Tax applies to your wages, pension and...
Article

Take money from your pension when you need it: pension drawdown explained

If you have a defined contribution pension, one way to take your money is to use flexi-access drawdown. This lets you withdraw some tax-free cash and leave the...
Article

Council Tax: what it is, what it costs and how to save money

Council Tax is an annual fee you pay to your local council. The cost is set by your council and goes towards funding local services. Find out more about Council...
Blog post

Managing tax with multiple income streams

Side hustles, freelance projects, or juggling a few different types of work, it’s more common than ever to earn money from...
Article

Carry forward: increase your annual allowance for pension savings

If your pension savings exceed the annual allowance (£60,000 for most), check if you can use unused allowances from the last three tax years. This is called ...
Article

How to transfer your overseas pension to the UK

If you have a pension that’s based overseas, you can usually choose to leave it abroad or transfer it to a scheme in the UK. Here’s what you need to know.

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Article

Can I use my pension to pay off debt?

Article

Increase your State Pension with voluntary National Insurance contributions

Article

Cars, insurance and other employee benefits

Article

How to move your UK pension overseas

Article

Scottish Income Tax and National Insurance

Article

Take money from your pension when you need it: pension drawdown explained

Article

Council Tax: what it is, what it costs and how to save money

Blog post

Managing tax with multiple income streams

Article

Carry forward: increase your annual allowance for pension savings

Article

How to transfer your overseas pension to the UK

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