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Article
Making sure you can afford to borrow
Most of us need to borrow money at some point in our lives. Using the right type of credit in the best way can help you deal with unexpected expenses, such as...
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Blog post
Debt problems? Here’s what to expect from free advice
When you seek help with debts you should now be getting the same standard of advice wherever you go.
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Article
What you need to know about taking out a joint loan
Many couples take out a joint debt or loan. As a couple, for example, you might be able to borrow more money. But it’s important to be aware of the risks before...
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Article
What are personal loans?
If you need to borrow money and want to pay a fixed amount back every month, a personal loan is one option. Find out what to watch out for and how to get the...
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Article
Peer to peer lending: what you need to know
Peer-to-peer lending (P2P) is a way for people to lend money to individuals or businesses. You – as the lender – receive interest and you get your money back...
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Article
Letting creditors know about vulnerabilities or adjustments
If you have a disability, impairment or long-term illness, companies you owe money to must treat you fairly. Find out how to talk to your creditors and what ...
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Video
Video: How to use credit
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Article
What are debt consolidation loans?
If you’re having difficulty managing multiple repayments, such as overdrafts, credit cards and loans, then putting the total amount of all the money you...
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Article
Renting with a partner or housemates
Before moving in with others, check who is named on the tenancy agreement. You might find you’re responsible for paying their share of the rent and bills if ...
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Article
How to choose between saving and borrowing
You might have decided that you need a savings or borrowing product, but what should you consider when choosing which is best for you? We’ll show you what to...