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How to deal with problem debt after separation
After separating, you might have debts in your own name and with your ex-partner. It’s important to understand what you owe and the cost of your debts to avoid...
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Where can I get emergency help with money and food?
Find out where to get urgent free help and support if you’ve run out of money, are struggling, or need to pay an unexpected cost.
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Talking to your creditor
If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...
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Managing credit well
Using credit can be useful, but it can cause money problems and debt if you struggle to keep up with repayments. Find out how to make borrowing money work for...
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Dealing with the debts of someone who has died
When someone dies and leaves debts, what happens to these debts depends on a number of things. This guide will help you find out which debts need to be repaid...
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Repaying benefit debts and overpayments
If you’ve been overpaid benefits, you’ll likely have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to challenge...
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Get help with money decisions: guidance, targeted support and advice explained
Find out where to get help with your money and pension decisions. We explain the difference between guidance, targeted support and financial advice.
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Using credit wisely
Credit can be a useful tool to help you spread costs. But if you find you’re not meeting loan or credit card repayments or are using credit to pay for essential...
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Taking back control after financial abuse
Seeking help is the first step to help you take back control of your money and your independence. This guide explains how to work with service providers to separate...
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What are Universal Credit advance payments?
If you’re waiting for your first Universal Credit payment and don’t have enough money to live on, you can ask for an advance loan to be paid early. Here’s what...