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Take your pension as multiple lump sums
If you have a defined contribution pension, you can usually choose how and when to take your money. One option is to leave the money invested and take cash lump...
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Increase your State Pension with voluntary National Insurance contributions
You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
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Types of investments
Investors have a wide range of investment products to choose from, each with their own benefits and drawbacks. Here we look at the main types of investments ...
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Take money from your pension when you need it: pension drawdown explained
If you have a defined contribution pension, one way to take your money is to use flexi-access drawdown. This lets you withdraw some tax-free cash and leave the...
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Tax and pensions
Pensions have a unique feature – your savings are normally boosted by extra money from the government, called tax relief. You can also usually take some of your...
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Beginner’s guide to paying for long-term care
If you need care, the first step is to work out what level you need and if you can afford it. We’ll guide you through the process, including how to check if ...
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How tax on savings and investments works
Depending on how much you earn, you might have to pay tax on savings interest or investment income. This guide takes you through it, plus tax-free ways to save...
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How to transfer or combine defined contribution pensions
A pension transfer can let you get a better deal, including cheaper fees and more options to invest or take your money. You can also choose to bring multiple...
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Investing
Investing your money can be a great next step when you’ve got to grips with saving. You can potentially make your savings grow faster than simply putting them...
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How to find the best deal on your insurance using price comparison sites
You might make big savings on insurance by using price comparison websites, so it’s worth putting in a bit of time to get the best out of them. Remember they’re...