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Pensions explained

Use our guides and tools to learn how a pension can help you save for retirement. We explain what you need to know, including:
- what a pension...
Article

How to prepare and plan for retirement

Here are the key actions you can take to help you have enough money for a comfortable retirement.
Article

What to do with your pension if you’re made redundant

If you’re made redundant, your workplace pension savings are still safe. You can either leave your pension where it is or transfer it to a new provider. Here’s...
Article

Joint Universal Credit claims for couples

If you live with your partner, you must apply for Universal Credit together, even if only one of you qualifies. The payment is based on your household income...
Article

What is a pension scheme and how does it work?

Saving into a pension will give you money to live on when you’re older – often a regular income so you can give up work. Your pension savings will usually be...
Article

How to take your pension: a step-by-step guide

It’s a good idea to plan how you’ll take your pension many years before you retire. This gives you time to understand your options, decide when you might be ...
Article

Do I have to pay back pension overpayments?

If your pension provider has paid you too much, you’ll usually need to pay it back. Here’s what you need to know.
Article

How to combine your defined benefit pensions

If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
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Retirement advice

When and how you choose to take your pension can make a huge difference in how far your retirement savings will go. This is why it’s so important to get professional...
Article

Defined benefit pension schemes: final salary and career average explained

A defined benefit pension is a type of workplace pension scheme. The money you get when you retire is based on your salary and the number of years you’ve been...

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Pensions explained

Article

How to prepare and plan for retirement

Article

What to do with your pension if you’re made redundant

Article

Joint Universal Credit claims for couples

Article

What is a pension scheme and how does it work?

Article

How to take your pension: a step-by-step guide

Article

Do I have to pay back pension overpayments?

Article

How to combine your defined benefit pensions

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Retirement advice

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Defined benefit pension schemes: final salary and career average explained

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