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Blog post
Credit can work in favour of your finances
Credit sometimes gets a bad reputation, mainly when it’s linked to debt, but whether it’s a credit card, personal loan, or overdraft, it can give you some much...
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Article
Help if you're struggling with debt
If you’re struggling to repay debt, don’t worry – you’re not alone. Follow these steps to help you organise your finances, get help with repayments and find ...
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Blog post
Budgeting for neurodivergent adults
Managing money can be harder if your brain works differently. Many neurodivergent adults, including people with ADHD, autism, dyslexia, or a learning disability,...
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Article
What is a Debt Management Plan (DMP)?
A Debt Management Plan (DMP) allows you to pay off your debts at a rate you can afford. Find out more about how it works and which debts you can use it for. ...
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Article
Help if you’re struggling to pay your child maintenance
Child maintenance payments are considered priority bills. If you don’t pay, the consequences can be severe. Try and stay on top of your payments and treat them...
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Article
Borrowing money from or lending to friends or people you know
It can be tempting to borrow money from someone you know, especially if they’ve offered. But there are lots of thing to consider, such as how’ll they’ll react...
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Article
What you need to know about taking out a joint loan
Many couples take out a joint debt or loan. As a couple, for example, you might be able to borrow more money. But it’s important to be aware of the risks before...
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Article
Universal Credit and paying rent
Your Universal Credit payment might include a ‘housing costs’ element to help towards the cost of your rent. In England and Wales, you’ll be responsible for ...
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Article
Making sure you can afford to borrow
Most of us need to borrow money at some point in our lives. Using the right type of credit in the best way can help you deal with unexpected expenses, such as...
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Article
Help if you’re struggling with payments to DWP or HMRC
If you can’t afford your benefit repayments, perhaps because your circumstances have changed, it’s important to act. Find out what to do if you’re finding it...
