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Pensions & retirement

Whether you’re just starting to think about your retirement, are about to retire, or have been retired for some time, we’ve got guides for you.
Article

Defined contribution pension schemes explained

With a defined contribution pension, you build up a pot of money you can use to give you an income in retirement. Here’s what you need to know.
Topic

Pensions explained

Use our guides and tools to learn how a pension can help you save for retirement. We explain what you need to know, including:
- what a pension...
Article

Pension scheme fees and charges explained

Most defined contribution pension schemes charge fees to invest and manage your money. You usually won’t pay any charges if you have a defined benefit pension....
Article

How pension auto-enrolment works

If you have a job, your employer will usually offer you a workplace pension. This lets you and your employer save money to give you an income when you retire....
Article

How to transfer or combine defined contribution pensions

A pension transfer can let you get a better deal, including cheaper fees and more options to invest or take your money. You can also choose to bring multiple...
Article

State Pension: how it works

The State Pension is regular money you can claim from the government to help when you retire. Find out how much State Pension you’ll get, the age you can claim...
Article

What to do with your pension if you’re made redundant

If you’re made redundant, your workplace pension savings are still safe. You can either leave your pension where it is or transfer it to a new provider. Here’s...
Article

Defined benefit pension schemes: final salary and career average explained

A defined benefit pension is a type of workplace pension scheme. The money you get when you retire is based on your salary and the number of years you’ve been...
Article

Increase your State Pension with voluntary National Insurance contributions

You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...

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Pensions & retirement

Article

Defined contribution pension schemes explained

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Pensions explained

Article

Pension scheme fees and charges explained

Article

How pension auto-enrolment works

Article

How to transfer or combine defined contribution pensions

Article

State Pension: how it works

Article

What to do with your pension if you’re made redundant

Article

Defined benefit pension schemes: final salary and career average explained

Article

Increase your State Pension with voluntary National Insurance contributions

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