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Get help with money decisions: guidance, targeted support and advice explained
Find out where to get help with your money and pension decisions. We explain the difference between guidance, targeted support and financial advice.
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Free printed guides
Our printed guides cover many different money and pension topics, including Universal Credit, mortgages, bank accounts, power of attorney and ways to take your...
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Dividing investments and savings when you separate if you were living together
Dividing investments and savings when you separate should be straightforward if you’re not married or in a civil partnership. You might be able to claim back...
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What is negative equity and why it could be a problem
Negative equity is when your property is worth less than the balance left to pay on your mortgage. It can become a problem if you want to move house or get a...
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How to prepare and plan for retirement
Here are the key actions you can take to help you have enough money for a comfortable retirement.
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Options for clearing your debts in Northern Ireland
If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to...
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Letter templates
Our easy-to-use letter templates are here to help you if you need to set up, cancel or complain about something.
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What are shared equity and Partnership Mortgages?
With a shared equity mortgage or Partnership Mortgage a lender will agree to give you a loan alongside your main mortgage in return for a share of any profits...
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How to deal with debts after graduation
Graduates can sometimes leave university with considerable amounts of debt from student loans, overdraft and any other credit products. This guide aims to help...
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Handling Income Tax and Capital Gains Tax when someone dies: a step-by-step guide
Losing someone you care about is one of the hardest things you can go through and having to deal with tax matters on top of that can feel overwhelming. This ...
