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Bill prioritiser: get help with your bills

Managing bills and payments can feel overwhelming, but we’re here to help.

Our Bill prioritiser can show you which bills to tackle first. The consequences...

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Letting creditors know about vulnerabilities or adjustments

If you have a disability, impairment or long-term illness, companies you owe money to must treat you fairly. Find out how to talk to your creditors and what ...

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Help if you’re struggling to pay Council Tax

Council Tax is a priority debt you must pay, as the consequences of falling behind can be worse than with other debts. If you’re worried about paying it, it’s...

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How to deal with debts after graduation

Graduates can sometimes leave university with considerable amounts of debt, from your student loan, your overdraft and any other credit products. This guide ...

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Help if you're struggling to pay your bills

Not being able to afford to pay your bills and debts can be very stressful, but it's important to contact the company you owe money to before you miss a payment....

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Help if you’re struggling to pay your Income Tax bill

Your Income Tax and VAT bills are considered priority debts. This means that if you don’t pay them, HMRC can take enforcement action to get the money you owe. 

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Help with mortgage payments

Higher interest rates mean many are struggling with more costly monthly payments. If you’re worried about keeping up with your mortgage – or have already fallen...

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Repaying benefit debts and overpayments

If you’ve been overpaid benefits, you’ll probably have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to query...