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Help if you're struggling to pay your bills

Not being able to afford to pay your bills and debts can be very stressful, but it's important to contact the company you owe money to before you miss a payment....

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What is Breathing Space and how can it help me?

If you’re struggling with debts, you might be able to get support through the debt respite scheme, also known as Breathing Space. This could give you valuable...

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Letting creditors know about vulnerabilities or adjustments

If you have a disability, impairment or long-term illness, companies you owe money to must treat you fairly. Find out how to talk to your creditors and what ...

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Talking to your creditor

If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...

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Repaying benefit debts and overpayments

If you’ve been overpaid benefits, you’ll probably have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to query...

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Help with mortgage payments

Higher interest rates mean many are struggling with more costly monthly payments. If you’re worried about keeping up with your mortgage – or have already fallen...

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Help if you’re struggling to pay Council Tax

Council Tax is a priority debt you must pay, as the consequences of falling behind can be worse than with other debts. If you’re worried about paying it, it’s...

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Bill prioritiser: get help with your bills