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Article
What is an Individual Voluntary Arrangement (IVA)?
Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best...
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Article
Letting creditors know about vulnerabilities or adjustments
If you have a disability, impairment or long-term illness, companies you owe money to must treat you fairly. Find out how to talk to your creditors and what ...
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Article
What is Breathing Space and how can it help me?
If you’re struggling with debts, you might be able to get support through the debt respite scheme, also known as Breathing Space. This could give you valuable...
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Article
Help if you're struggling to pay your bills
Not being able to afford to pay your bills and debts can be very stressful, but it's important to contact the company you owe money to before you miss a payment....
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Article
Repaying benefit debts and overpayments
If you’ve been overpaid benefits, you’ll likely have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to challenge...
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Article
Help with mortgage payments
Higher interest rates mean many are struggling with more costly monthly payments. If you’re worried about keeping up with your mortgage – or have already fallen...
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Article
Help if you’re struggling to pay Council Tax
Council Tax is a priority debt you must pay, as the consequences of falling behind can be worse than with other debts. If you’re worried about paying it, it’s...
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Blog post
Should you pay off debt, save, or invest first? Making the right financial choices
When you’re juggling saving with paying down loans and debt it can be hard to know where to put your hard-earned money. How to work out what's the best move ...
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Article
Bill prioritiser: get help with your bills
If you’ve missed a bill or payment or you’re worried about debt, it’s best to act now and get free, confidential help using our
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Article
Talking to your creditor
If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...
