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Article
Options for clearing your debts in Northern Ireland
If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to...
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Article
Tackling problem gambling and debt
If gambling has affected you financially, it can be hard to talk about. But you’re not alone. There’s help and support out there for you.
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Article
Talking to your creditor
If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...
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Blog post
Debt problems? Here’s what to expect from free advice
When you seek help with debts you should now be getting the same standard of advice wherever you go.
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Article
Help if you’re struggling to clear your credit card debt
If you’ve only been paying the minimum repayments on your credit card for the last 18 months, you could be in ‘persistent debt’. Your credit card provider must...
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Article
What are debt consolidation loans?
If you’re having difficulty managing multiple repayments, such as overdrafts, credit cards and loans, then putting the total amount of all the money you...
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Article
Using credit wisely
Credit can be a useful tool to help you spread costs. But if you find you’re not meeting loan or credit card repayments or are using credit to pay for essential...
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Article
How to reduce borrowing on credit
Paying off loans and credit card debt faster can save you a lot of money, but it’s important to consider your entire financial situation before deciding what...
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Article
Help if you're struggling to pay your bills
Not being able to afford to pay your bills and debts can be very stressful, but it's important to contact the company you owe money to before you miss a payment....