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Land and Buildings Transaction Tax – Scotland’s Stamp Duty explained

If you’re buying a home in Scotland that costs more than £145,000, or £40,000 if it’s a second home, you’ll pay Land and Buildings Transaction Tax (LBTT).
Article

Lifetime ISAs

Lifetime ISAs (LISAs) can be opened by anyone aged 18 to 39 and offer a 25% bonus on savings used for retirement or buying a first home. If you pay in the maximum...
Article

Child Tax Credit

Child Tax Credit has been replaced by Universal Credit. If you are of working age, on a low income and responsible for a child as their main carer you will now...
Article

How to calculate your estimated pension and retirement income

It’s a good idea to regularly check how much retirement income you’re on track to get and consider ways to boost it if you need to. Here’s what you need to know.
Article

Buying a car with Personal Contract Purchase (PCP)

A Personal Contract Purchase (PCP) is a way of paying for a car. It’s quite complicated, so make sure you understand how a PCP works before you commit to one.
Article

SSAS pensions: small self-administered schemes explained

If you’re a small business owner with a limited company or partnership, you could consider a small self-administered pension scheme for you and your employees....
Article

Guaranteed annuity rates explained

If you have a defined contribution pension, always check if your scheme offers a guaranteed annuity rate. This might mean you can convert your pension into a...
Contract exchange and completion when buying a home

Until the exchange of contracts, both the buyer and seller of the home can change their mind and pull out of the deal, although there might be some cost for ...
Article

Boost your pension with additional voluntary contributions (AVCs)

One way to top up your pension savings is by making additional voluntary contributions (AVCs) – either by paying more into your existing scheme or setting up...
Article

How to choose your own pension investment options

Your pension provider will typically manage your money for you, so you do not need to do anything. But if you have a defined contribution pension, you might ...

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Article

Land and Buildings Transaction Tax – Scotland’s Stamp Duty explained

Article

Lifetime ISAs

Article

Child Tax Credit

Article

How to calculate your estimated pension and retirement income

Article

Buying a car with Personal Contract Purchase (PCP)

Article

SSAS pensions: small self-administered schemes explained

Article

Guaranteed annuity rates explained

Contract exchange and completion when buying a home

Article

Boost your pension with additional voluntary contributions (AVCs)

Article

How to choose your own pension investment options

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