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Article
Dealing with an endowment shortfall
If you took out an endowment policy as a way to repay your interest-only mortgage, it’s important to check whether it’s on-track to cover your final mortgage...
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Article
Best way to pay off debt in Scotland
If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...
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Article
How to invest your pension after taking money out
If you have a defined contribution pension, you can usually choose to take some money out and leave the rest invested so it can continue to grow. Here’s what...
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Tool
Get retirement guidance
This tool will give you a retirement action plan with:
- key information to help you understand your options
- suggested steps to make the ...
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Article
How to sort out an estate without a will: a step-by-step guide
When someone dies without a will, it can feel like you’ve been handed a complicated problem at the worst possible time. This guide walks you through everything...
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Article
How to find the best deal when taking your pension
If you have a defined contribution pension, you can usually choose how and when to take your money – including which products and providers to use. Find out ...
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Tool
Mortgage calculators
A mortgage is a large loan, typically from a bank or building society, that lets you borrow money to buy a property, like a house, flat or plot of land.
You...
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Article
Setting up a trust fund
Do you need someone to manage money for you, perhaps to help someone after your death, or to pay for your care later on? One way to do this is to put the money...
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Article
Taking back control after financial abuse
Seeking help is the first step to help you take back control of your money and your independence. This guide explains how to work with service providers to separate...
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Article
What happens to debts when someone dies and how to pay them
When someone dies and leaves behind debts, it’s natural to worry about what happens next, and whether you might be responsible. This step-by-step guide explains...
