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Help managing your money if you receive benefits

We’ve ways to help manage your money if you claim benefits, including how to get cheaper bills and boost your income. Plus, help if you're struggling and need...

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Best way to pay off debt in England and Wales

If you’re falling behind with payments, including day-to-day bills, loans, credit cards and your rent or mortgage, a free debt adviser can help you find the ...

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How to prioritise your debts

If you’re starting to miss some of your bill payments, you might be feeling overwhelmed. Find out how to prioritise your debts, work out which debts to pay off...

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Help managing your money while waiting for your first Universal Credit payment

You’ll usually receive your first Universal Credit payment around five weeks after you apply. After that, payments are made monthly, or twice a month in Scotland...

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What is an Individual Voluntary Arrangement (IVA)?

Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best...

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How to deal with debts after graduation

Graduates can sometimes leave university with considerable amounts of debt, from your student loan, your overdraft and any other credit products. This guide ...

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Bill prioritiser: get help with your bills

Managing bills and payments can feel overwhelming, but we’re here to help.

Our Bill prioritiser can show you which bills to tackle first. The consequences...

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What are Budgeting Advances and Budgeting Loans?

If you need to borrow money for essential costs and get certain benefits, you could apply for an interest-free Budgeting Advance or Budgeting Loan from the government. ...

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Support if you're self-employed

Whether you’re new to working for yourself or have been doing it for years, it’s important to keep up to date on the benefits and grants available to you to ...