Selected filters
Page 2 of 10
-
Article
Interest only and repayment mortgages explained
Currently, most mortgages being offered are what’s called ‘repayment mortgages’. This is where you pay back capital and interest at the same time. Find out more...
-
Article
Should I downsize my home to fund my retirement?
If you own your home, you could consider moving to a cheaper property to give you extra money for your retirement. Here’s what you need to know, including alternative...
-
Article
What are shared equity and Partnership Mortgages?
With a shared equity mortgage or Partnership Mortgage a lender will agree to give you a loan alongside your main mortgage in return for a share of any profits...
-
Article
First-time home buyer guide
Buying your first home is exciting, but it can be confusing with lots of new words thrown at you. Here is a simple guide to help you understand the jargon and...
-
Article
Understanding mortgages and interest rates
There’s more to a mortgage than just the monthly repayments. Learn about the different types of mortgages, how much interest you'll pay, and what happens if ...
-
A guide to mortgage payment holidays
If you’re struggling to pay your mortgage, you might be able to apply for a mortgage payment holiday. Find out how they work, when you might need one and the...
-
Article
Help for mortgage prisoners
If you’ve received a letter from your provider saying you’re a mortgage prisoner, help might be available. Here’s what you need to know.
-
Article
What is negative equity and why it could be a problem
Negative equity is when your property is worth less than the balance left to pay on your mortgage. It can become a problem if you want to move house or get a...
-
Article
Ways of repaying an interest-only mortgage
With an interest-only mortgage your monthly payments only cover the interest on the amount you borrowed. This means it’s important you have a plan for how to...
-
Article
How to apply for a mortgage
If you’re thinking about buying a home, applying for the mortgage can seem like a daunting task. You will need to provide lots of information and fill in lots...