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Article
Overdrafts explained
When you use your overdraft (often called “going into your overdraft”), you’re getting into debt. An overdraft should be for short-term borrowing or emergencies...
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Article
How to open, switch and close a bank account
A bank account is a must-have for most, making managing your everyday money safe and straightforward. We cover the basics of banking, including how to switch...
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Article
How to find the best savings account
Getting a savings account is usually easy – many can be opened online in a few minutes. Here’s how to decide which type is best, compare the top rates and regularly...
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Article
Credit union savings accounts
In credit unions members pool their savings and lend to one another. Members have something in common, such as the same employer, trade union, attending a specific...
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Article
How to sort a problem with your bank account
If you have a problem with your bank or savings provider, ask them to put things right. If you’re still unhappy, you can complain. Here's how to sort common ...
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Article
Regular savings accounts
With a regular savings account, you commit to paying in a certain amount each month. In return, the bank or building society gives you a higher interest rate...
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Blog post
How to find your old bank accounts
Research from the Money and Pensions Service has found that 46% of people don’t save regularly. If you want to get into the savings habit, finding your old accounts...
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Article
Fee-free basic bank accounts
If you have a poor credit history, you might not qualify for a standard bank account. Instead, you could apply for a basic bank account. This has the same features,...
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Article
Joint Universal Credit claims for couples
If you live with your partner, you must apply for Universal Credit together, even if only one of you qualifies. The payment is based on your household income...
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Article
Current accounts
A current account, known simply as a bank account, lets you make and receive payments. You can use it to pay bills, spend online and receive your wages....
