Start some new Christmas traditions that the whole family can join in with and save some money along the way.
Picking up Christmas essentials like crackers or decorations in the sales can mean big savings, sometimes around 50%.
If you know what gifts you need to buy, it can help to pick up an item a month to help spread the cost and save you the hassle of shopping when everyone else is.
You could also embrace the digital age and email Christmas cards to save on postage.
There are lots of free websites that let you create your own cards, with family photos and videos.
A pre-Christmas clear out with the family will help you get in order for the festive season but could also put some money back in your pocket.
Once you’ve put aside anything you no longer want, make some extra cash by selling it online or at a local sale.
If you time it right, you’ll find plenty of people looking for second-hand gifts.