A State Pension forecast can tell you:
- how much State Pension you could get
- when you can get it
- how to increase it, if you can.
The amount you are forecast to get assumes you make or are credited with the maximum number of National Insurance credits in the years up to your State Pension age.
The quickest way to check your State Pension forecast is online on the GOV.UK website
If you’ll reach your State Pension age in more than 30 days you can also:
The online version of the forecast also gives you an opportunity to see a summary of your National Insurance contribution history.
Some people might not have the required amount of National Insurance contributions or credits to get the full State Pension, or qualify at all. This might be because of taking career breaks and/or taking care of dependants.
So it’s important to check how much State Pension you qualify for.
You might be able to get National Insurance credits if you’re not paying National Insurance, for example when you’re claiming benefits because you’re a carer, looking after a child under 12 or if you’ve decided to take a career break.
Credits can help to fill gaps in your National Insurance record, to make sure you qualify for certain benefits including the State Pension.