When we’re unable to work due to illness or an accident, you might assume that your employer will continue to give you some level of income.
In reality, however, employees are usually moved onto Statutory Sick Pay within six months.
Very few employers support their staff for more than a year if they’re off sick from work. Check what your employer will provide for you if you’re off sick.
Depending on the level of savings you have, the loss of an income can soon leave you unable to pay essential household bills, such as mortgage/rent and utilities.
It can be particularly difficult if you’re self-employed and so have no sick pay to fall back on.