A car warranty gives you protection against having to pay for labour costs and replacement of certain parts of your vehicle if they suffer from mechanical faults or electrical failure. Often it can be very expensive to repair your vehicle.
It’s important to check how to keep your warranty valid. There may be a maximum millage, or you might need to service your car at specific intervals and missing a service could make the warranty invalid. Check the warranty carefully and see what exactly is covered.
If something isn’t clear, ask someone to explain.
Often, you’ll need to pay an amount towards getting the parts replaced and fitted. This is the excess and is normally a few hundred pounds.
If you buy a car new, or a used car from a dealer, the warranty might come as standard, or you might have to pay for it.
Every car warranty covers different parts, has different terms and conditions, and the costs for warranties can also vary significantly.
Some things policies normally cover include:
- engine and fuel systems
- clutch and gearbox
Sometimes you can extend the warranty so that it covers you for a year or two more, or so the warranty includes cover for extra problems. You’ll need to pay a bit extra if you want to upgrade your warranty.
A report by Which? said: “It’s difficult to justify the cost of even the cheapest used car warranty when you consider the endless exclusions, pricey premiums and low average expense of yearly repairs.
We’d recommend setting money aside each year to cover any repairs, but if you’re intent on getting a warranty, consider paying for it when you buy your car. These manufacturer extended warranties tend to have fewer exclusions than their third-party rivals.”