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Benefits
Everyday money
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Pensions & retirement
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Universal Credit
Find out how Universal Credit works and how to manage your payment

Benefits if you have children
Entitlements to help with the cost of pregnancy or bringing up children

Benefits if you’re sick, disabled or a carer
Understand what support is available for coping with ill health

Benefits in later life
You may be entitled for help with other costs on top of your State Pension

Benefits and work
Extra support if you’re working, self-employed, or you’ve lost your job

Benefits to help with housing costs
Support to help with rent or mortgage payments if you’re on a low income

Problems with benefits
What to do if something goes wrong with your benefits

Benefits
All Benefits guidance

Tools

Calculator

Benefits calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Banking and payments
How to choose, use and manage bank accounts

Budgeting
How to budget, find the best deals and switch to save money

Buying and running a car
How to buy and finance a car, deal with problems with car finance, and cut running costs

Credit
Credit basics, applying for credit, credit ratings and problems with credit

Insurance
Insurance for cars, health, travel, and help with insurance

Everyday money
All Everyday money guidance

Tools

Tool

Compare bank accounts

Tool

Budget Planner

Tool

Your options for borrowing money

Tool

What to do when you’ve been refused credit

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Becoming a parent
Having a baby, returning to work, childcare costs

Death and bereavement
Wills, inheritance, sorting out estates

Divorce and separation
Sorting out money and homes, what if you have children, money after break ups

Illness and disability
Managing costs, extra financial support, help with work or study

Long-term care
Paying and getting funding, ways to pay, problems with care

Student and graduate money
Credit cards, bank accounts, student debts

Talk money
Difficult conversations, talking to teenagers, older people and partners

Family & care
All Family & care guidance

Tools

Calculator

Divorce calculator

Calculator

Baby costs calculator

Tool

Budget Planner

Calculator

Benefits calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Buying a home
Mortgages, help buying, remortgaging, first-time buyers, help and support

Renting
Help renting a home and dealing with problems

Homes
All Homes guidance

Tools

Calculator

Stamp Duty calculator

Calculator

Mortgage affordability calculator

Calculator

Mortgage calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Help with the cost of living
Budgeting, paying bills, finding extra financial support, coping with job loss

Dealing with debt
Bills, court fines, help with debts

Money problems and complaints
What to do about mis-selling, compensation and complaints

Scams
Spotting scams and what to do if you’re caught out

Money troubles
All Money troubles guidance

Tools

Tool

Debt advice locator

Calculator

Benefits calculator

Tool

Bill prioritiser

Tool

What to do when you’ve been refused credit

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Auto enrolment
Introduction, how it works, all about contributions

Building your retirement pot
How much do you need, ways to build your pot, transferring and merging

Pension basics
Starting a pension, types of pension, understanding pensions

Pension problems
Complaints, financial help when retired, changes to schemes

State Pension
How it works, what you might get, National Insurance

Taking your pension
Ways to draw your pension, when can you retire, Pension Wise appointments

Tax and pensions
Tax allowances, tax paid on pensions, tax relief

Pensions and retirement
All guidance, including how to use the Pension Wise service

Tools

Appointment

Book a Pension Wise appointment

Calculator

Pension calculator

Tool

Money Midlife MOT

Tool

Find a retirement adviser

ALL TOOLS

Book your free Pension Wise appointment

Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.
How to save
Getting started, getting the most out of savings, problems

Investing
How to invest, types of investing, buying and managing

Types of savings
Help with meeting goals, tax-friendly saving, saving for children

Savings
All Savings guidance

Tools

Calculator

Savings calculator

Tool

Budget Planner

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Employment
Basics, benefits, tax and National Insurance

Losing your job
What to do, alternatives, redundancy pay

Self-employment
Starting out, insurance, tax, self-assessment

Work
All Work guidance

Tools

Tool

Budget Planner

Calculator

Redundancy pay calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

Benefits
Everyday money
Family & care
Homes
Money troubles
Pensions & retirement
Savings
Work

Universal Credit Find out how Universal Credit works and how to manage your payment

Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children

Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health

Benefits in later life You may be entitled for help with other costs on top of your State Pension

Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job

Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income

Problems with benefits What to do if something goes wrong with your benefits

Benefits All Benefits guidance

Tools

Calculator

Benefits calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Banking and payments How to choose, use and manage bank accounts

Budgeting How to budget, find the best deals and switch to save money

Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs

Credit Credit basics, applying for credit, credit ratings and problems with credit

Insurance Insurance for cars, health, travel, and help with insurance

Everyday money All Everyday money guidance

Tools

Tool

Compare bank accounts

Tool

Budget Planner

Tool

Your options for borrowing money

Tool

What to do when you’ve been refused credit

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Becoming a parent Having a baby, returning to work, childcare costs

Death and bereavement Wills, inheritance, sorting out estates

Divorce and separation Sorting out money and homes, what if you have children, money after break ups

Illness and disability Managing costs, extra financial support, help with work or study

Long-term care Paying and getting funding, ways to pay, problems with care

Student and graduate money Credit cards, bank accounts, student debts

Talk money Difficult conversations, talking to teenagers, older people and partners

Family & care All Family & care guidance

Tools

Calculator

Divorce calculator

Calculator

Baby costs calculator

Tool

Budget Planner

Calculator

Benefits calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Buying a home Mortgages, help buying, remortgaging, first-time buyers, help and support

Renting Help renting a home and dealing with problems

Homes All Homes guidance

Tools

Calculator

Stamp Duty calculator

Calculator

Mortgage affordability calculator

Calculator

Mortgage calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Help with the cost of living Budgeting, paying bills, finding extra financial support, coping with job loss

Dealing with debt Bills, court fines, help with debts

Money problems and complaints What to do about mis-selling, compensation and complaints

Scams Spotting scams and what to do if you’re caught out

Money troubles All Money troubles guidance

Tools

Tool

Debt advice locator

Calculator

Benefits calculator

Tool

Bill prioritiser

Tool

What to do when you’ve been refused credit

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Auto enrolment Introduction, how it works, all about contributions

Building your retirement pot How much do you need, ways to build your pot, transferring and merging

Pension basics Starting a pension, types of pension, understanding pensions

Pension problems Complaints, financial help when retired, changes to schemes

State Pension How it works, what you might get, National Insurance

Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments

Tax and pensions Tax allowances, tax paid on pensions, tax relief

Pensions and retirement All guidance, including how to use the Pension Wise service

Tools

Appointment

Book a Pension Wise appointment

Calculator

Pension calculator

Tool

Money Midlife MOT

Tool

Find a retirement adviser

ALL TOOLS

Book your free Pension Wise appointment

Over 50? Get free, impartial guidance from our government-backed service. We’ll explain your options for taking money from your pension pots.
How to save Getting started, getting the most out of savings, problems

Investing How to invest, types of investing, buying and managing

Types of savings Help with meeting goals, tax-friendly saving, saving for children

Savings All Savings guidance

Tools

Calculator

Savings calculator

Tool

Budget Planner

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions
Employment Basics, benefits, tax and National Insurance

Losing your job What to do, alternatives, redundancy pay

Self-employment Starting out, insurance, tax, self-assessment

Work All Work guidance

Tools

Tool

Budget Planner

Calculator

Redundancy pay calculator

ALL TOOLS

Pensions issues? Join our community group

Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

Home

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Pensions & retirement
Pension Wise
Find out your pension type

Pensions & retirement Pension Wise Find out your pension type

Under 50, not sure what pension you have, or just not ready?

We can still answer your questions. Call us free on 0800 011 3797 or use our webchatOpens in a new window. One of our pension specialists will be happy to help.

Opening times: Monday to Friday: 9am to 5pm. Closed on bank holidays.

Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website Do not show this message again for Money Advice Service

Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website Do not show this message again for The Pensions Advisory Service

Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website Do not show this message again for Pension Wise

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