The cost of filling a shortfall in your projected pension income depends largely on your age.
The further away from retirement you are, the more time you have to boost your pension savings, and the more time your savings have to grow.
Remember that for 2022-23 the full new State Pension is £185.15 per week – depending on how many years National Insurance you have, you might get less.
This is why you need to think about what you can do if your State Pension is not enough. We’ve got some things you can do in the next few sections.