Employers pay their contributions to your pension scheme on a date agreed with the scheme provider or trustees.
Trustees of a defined benefit scheme must draw up and maintain a schedule of contributions.
Trustees of a defined contribution scheme must set up and maintain a payment schedule.
These schedules record the contributions the employer pays into the scheme, and when they pay them.
If your employer doesn’t pay your contributions in time, or at all, you can report your employer to The Pensions Regulator, using this form: Missing workplace pension contributions
In a workplace scheme looked after by trustees, the trustees must report the non-payment to The Pensions Regulator.
In either case, you or the trustees can report the non-payment when the contributions are 90 days late. The trustees then have to keep you updated.
The Pensions Regulator might impose a fine if the right contributions aren’t paid on time.