Support if you’re self-employed

Whether you’re new to working for yourself or have been doing it for years, it’s important to keep up to date on the benefits and grants available to you to help with the cost of living. These include an Employment and Support Allowance (ESA) if you’re sick and Universal Credit for times you may have a low income. We’ve put together guides to help you out.

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Get support and grants if you’re self-employed

If you’re self-employed and have been financially hit by the coronavirus pandemic and high living costs, find out what support is out there for you.

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Managing a variable income

When you’re self-employed, you’re responsible for paying tax and National Insurance on your income. Find out how to stay on top of all your records to work out how much you need to pay.

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Getting your debts under control

Managing your bills can become more difficult in tough economic times. It’s important to understand how to prioritise paying your bills or if you’ve missed a payment, find out how to get debt advice.

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Protecting you and your business

It’s important to have insurance in place to protect you from being out of pocket during a difficult time. This could leave you with one less thing to worry about.

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Review your savings and pensions

It’s a good idea to regularly look at your long-term and short-term savings. Find out how to prioritise paying debts and putting money aside for your tax bill.

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Have you missed a payment?

If so, now is the time to get debt advice

  • It’s free and confidential

  • Gives you better ways of managing your debts and money

  • Ensures you’re claiming all the right benefits and entitlements

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Use our travel insurance directory to get a list of specialist providers you can contact directly, as we can't give you quotes.

Need further help? If you’ve used the directory or you need further help to find an insurer, the British Insurance Brokers’ Association can link you with a broker. Call: 0370 950 1790

If you’ve missed payments and are struggling with debt, call us and press 1 to speak to one of our debt advice partners. Hours
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  • Sat Sun and bank holidays: Closed

Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

Our specialists are here to support you over the phone. Hours
  • Mon - Fri 9.00am - 5.00pm
  • Sat-Sun and Bank Holidays Closed

Calls from the UK are free. We’re committed to providing you with a quality service, so calls may be recorded or monitored for training purposes and to help us develop our services.

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  • Sat, Sun and bank holidays:Closed
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For help sorting out your debt or credit questions. For everything else please contact us via Webchat or telephone.