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Coronavirus – what it means for you and what you’re entitled to

The coronavirus outbreak has had an impact on peoples work and finances, but there is support available if your employed, self-employed or are struggling to pay your bills.

Employed

The Job Retention Scheme, also known as furlough, ended on 30 September 2021. But if you’re on a low income, working reduced hours, facing redundancy or been made unemployed there are some options available to you.

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Self employed

The self-employment income support scheme ended on 30 September 2021.Any SEISS grants you have claimed will need to be declared on your next Self Assessment tax return. If you’re struggling there are a range of benefits you might be able to claim.

But if your income has dropped significantly, there are a range of benefits you might be able to claim.

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Your money

This is not just a health crisis, but a financial crisis as well. Find out more about how to manage your money during this time, as well as what support might be available to you from your bank and lenders when it comes to overdrafts, loans and credit cards.

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Coronavirus and your mental health

Coronavirus will have a big impact on a lot of our finances, which might negatively affect our mental wellbeing. Poor mental wellbeing might mean that you struggle to make the best money-based decisions for you, as well as act upon them. If you are feeling stressed, check out our Money problems and poor mental wellbeing guide for practical tips on how to cope financially through the pandemic, as well as where you can get free specialist help.

Remember, if you are struggling, it is always worth getting in contact with your bank, building society, lender or whoever you owe money to, to discuss your options. Many companies are aware that their customers are struggling with money at the moment and have put processes in to help. However, you can’t benefit from that help if you don’t let them know your situation.

If you are feeling very low or suicidal because of your money worries, you need to talk to someone now. Call 999 if you are in immediate danger or give the Samaritans a call on 166 123.

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MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.

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