Using credit for purchases is common and, used correctly, can be useful. But there are a lot of things you need to understand.
We explain all the tricky things, like the difference between credit ratings, reports and scores, how to improve them and how they affect the cost of your borrowing. You’ll find out how you’re protected when you pay by card and what to do if you’ve been refused credit.
So if you want to know the basics about borrowing money, you’ll find it all here.